KEYMAN or KEYWOMAN INSURANCE
Those individuals who are nearly indispensable to your organization typically provide so much value to your productivity and profit that their loss would be financially detrimental. In these cases, a high cash value life insurance policy can provide the firm with an economic buffer to weather the troubles that could arise from the loss of such a valued team member.
Premium or Leveraged Financing (borrowing the insurance premiums to fund an investment grade insurance policy) solutions provide a business a right-off expense when previous write offs were not allowed (due to the interest charge which allows the cost to be expensed) with the means to execute a plan for the contingency of loss of a key man while reducing the often-high capital outlays necessary to fund the life insurance premiums.
HINDSIGHT ASSET MANAGEMENT can work with a borrowers legal and tax advisor to help in the design and funding of a life insurance policy that is tailored to provide the business with sufficient resources to offset the loss of a key employee. HINDSIGHT ASSET MANAGEMENT’s unique competencies, high-touch service and favorable access to low rates and terms make us the leading choice to fund these mission-critical strategies.