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Welcome to

Hindsight Asset Management

In a community as unique and vibrant as Washington DC METRO, you don’t want an average financial advisor. You want someone who understands your situation, your story, your life. You want someone who looks at every approach before choosing the best one for you—and who’s not afraid to try something new. You want someone who can engage the global perspective in the local context, and merge the best of both to your benefit. Most of all, you want someone who will always take your call and who always has your back. That’s the HINDSIGHT difference.

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Tom Toggas

Who We Are

Tom Toggas is the founder and principal of HINDSIGHT ASSET MANAGEMENT based in Kensington, Maryland. He obtained a Bachelor of Science in Finance and Marketing from Lehigh University in 1988 and a Master’s in Business Administration from American University in 1991.

Mr. Toggas specializes in creating effective tax and investment solutions to help his clients “Live Well” during their retirement years. This may include significant tax reduction on retirement plans, leaving more money available for client enjoyment. Or it could mean portfolio optimization techniques that guarantee your principal while maximizing growth opportunities. Additionally, it might include income optimization strategies, which guarantees your income while keeping your tax liability to a minimum.

In addition to his financial advisory practice in Kensington, Maryland, Mr. Toggas lectures in libraries and universities throughout Washington DC Metro on topics such as social security, tax planning, sequence of returns risk, bond portfolio risk, portfolio stress testing and other retirement planning topics.